Finotive Funding Review 2026: the multi-program prop firm backed by a regulated broker
Finotive Funding is a prop firm founded in 2021 in Cyprus and Dubai, backed by the FSC-regulated broker Finotive Markets (Mauritius). It offers 4 funding programs: 2-Phase Challenge, 1-Step Challenge, Instant Funding and Finotive Pro. Accounts range from $2,500 to $200,000 with scaling beyond $3,000,000. Profit split varies from 60% to 100% depending on the program. Static drawdown, no consistency rule, news trading and EAs allowed.
What is Finotive Funding?
Finotive Funding is a prop firm founded in 2021 by Oliver Newland, with offices in Cyprus and Dubai. What sets Finotive Funding apart from most competing prop firms is its backing by the broker Finotive Markets, regulated by the FSC (Financial Services Commission) in Mauritius. This structure allows traders to execute their orders through a regulated broker, providing a level of transparency and security that few prop firms can claim.
Finotive Funding also stands out through the diversity of its offering with 4 distinct programs, catering to different trader profiles. From the classic two-phase challenge to Instant Funding with no evaluation, to the Finotive Pro program that includes a $500 monthly salary, the prop firm covers a wide range of needs.
Since its launch, Finotive Funding has distributed over $19 million in payouts to traders, with weekly withdrawals every Friday through their proprietary payment system Finotive Pay.
The 4 Finotive Funding programs
2-Phase Challenge
The classic two-step program. Phase 1: reach a 7.5% profit target. Phase 2: reach 5%. Daily drawdown is set at 5% and maximum drawdown at 10%. Available leverage is 1:400 and the profit split is 75%. Drawdown is static.
1-Step Challenge
A single-phase challenge with a 10% profit target. Daily drawdown is 4% and maximum drawdown is 7.5%. The profit split is 80%, slightly higher than the 2-Phase Challenge to compensate for the increased difficulty of a higher target in a single phase.
Instant Funding
Direct access to a funded account with no profit target to reach. Daily drawdown is 8% and maximum drawdown is 16%, the most generous across all programs. Leverage is limited to 1:100 and the profit split starts at 60%. This program is designed for traders who want to trade immediately without going through an evaluation phase.
Finotive Pro
The premium Finotive Funding program. Targets are identical to the 2-Phase Challenge (7.5% and 5%), with a 5% daily drawdown and 10% maximum drawdown. The key feature: a $500 monthly salary is paid to the trader in addition to the 75% profit split, which can increase to 100% through the scaling system.
Trading conditions in detail
| Parameter | Details |
|---|---|
| Underlying broker | Finotive Markets (FSC, Mauritius) |
| Programs | 2-Phase, 1-Step, Instant Funding, Finotive Pro |
| Account sizes | $2,500 to $200,000 |
| Scaling | Up to $3,000,000+ |
| Profit split | 60% to 100% |
| Daily drawdown | 4% to 8% (varies by program) |
| Maximum drawdown | 7.5% to 16% (varies by program) |
| Drawdown type | Static |
| Consistency rule | None |
| News trading | Allowed |
| EA / Copy trading | Allowed |
| Stop-loss | Mandatory (auto-applied) |
| Leverage | Up to 1:400 |
| Platform | MetaTrader 5 |
| Markets | 60+ forex pairs, crypto, stocks, indices, futures |
| Withdrawals | Weekly (Friday) via Finotive Pay |
| Total payouts | $19M+ |
| Headquarters | Cyprus / Dubai |
Pros and cons
- Backed by the FSC-regulated broker Finotive Markets (Mauritius)
- 4 varied programs suited to all trader profiles
- Static drawdown across all programs
- Profit split reaching up to 100% on the Finotive Pro program
- No consistency rule
- News trading, EAs and copy trading allowed
- Weekly withdrawals via Finotive Pay
- Finotive Pro program with $500 monthly salary
- Scaling possible beyond $3,000,000
- Starting profit split limited to 60% on Instant Funding
- Mandatory stop-loss on all positions
- Platform limited to MetaTrader 5 only
- Prop firm itself is not regulated (only the underlying broker is)
- Leverage reduced to 1:100 on the Instant Funding program
Our scores by criteria
How does Finotive Funding work?
How Finotive Funding works depends on the program chosen by the trader.
1. Choose a program
The trader selects one of the 4 available programs based on their profile. The 2-Phase Challenge suits patient traders who want a decent profit split with standard drawdown conditions. The 1-Step is suited to traders confident in their ability to reach a target in a single phase. Instant Funding is ideal for those who want to trade immediately. Finotive Pro is designed for experienced traders seeking stable income on top of their profit split.
2. Pass the evaluation (if applicable)
For the 2-Phase, 1-Step and Finotive Pro programs, the trader must reach the defined profit targets while respecting drawdown limits. Instant Funding requires no evaluation. All evaluations take place on MetaTrader 5 through the Finotive Markets broker.
3. Trade and withdraw profits
Once the funded account is obtained, the trader can withdraw profits every Friday via Finotive Pay. The profit split ranges from 60% to 100% depending on the program and scaling level reached.
Who is Finotive Funding for?
Finotive Funding caters to multiple trader profiles thanks to the diversity of its programs.
The beginner or small-capital trader will find an accessible entry point with accounts starting from $2,500. The 2-Phase Challenge offers reasonable drawdown conditions and a 75% profit split.
The intermediate trader will appreciate the 1-Step Challenge for its faster evaluation and 80% profit split, or Instant Funding for immediate access to trading.
The experienced trader will gravitate towards Finotive Pro for its $500 monthly salary and profit split reaching up to 100% through scaling. Scaling beyond $3,000,000 is a strong argument for long-term performing traders.
Finotive Funding vs the competition
| Criteria | Finotive Funding | RaiseMyFunds | FTMO |
|---|---|---|---|
| Regulation | FSC (via broker) | FSCA (licence n°50506) ✓ | Unregulated |
| Model | 4 programs | Instant Funding | 2-step challenge |
| Max account | $200,000 | $400,000 | $200,000 |
| Max profit split | 100% | 85% | 90% |
| Drawdown type | Static | Fixed | Relative |
| News trading | Allowed | Allowed | Restricted |
Final verdict
A versatile prop firm with a structural advantage
Finotive Funding stands out through the diversity of its programs and its backing by a regulated broker. Static drawdown, no consistency rule and the possibility of reaching a 100% profit split are major assets. The Finotive Pro program with its monthly salary is unique on the market. However, the 60% starting profit split on Instant Funding and the mandatory stop-loss may put off some traders. It is a solid prop firm for traders seeking flexibility in choosing their program.
Access Finotive Funding →Sources & Methodology
This review is based on real testing by our analyst team, official website consultation, terms and conditions analysis, regulatory status verification with relevant authorities, and user reviews from Trustpilot and specialized forums. Our complete methodology is detailed on our methodology page. Last verified: May 2026.