RaiseMyFunds vs FunderPro 2026: complete comparison, which prop firm to choose?
Quick answer
As of May 2026, RaiseMyFunds wins this comparison for experienced traders. It is the only one of the two regulated by an official financial authority (FSCA), offers Instant Funding with no challenge with immediate access to accounts up to $400,000, no daily drawdown and no news trading restrictions. FunderPro remains relevant for traders who want to validate their strategy through a challenge and seek a maximum profit split of 90%.
RaiseMyFunds
Instant Funding · FSCA-regulated (licence n°50506)
4.7
Our rating
Our pick
VS
FunderPro
2-step challenge · Unregulated
4.6
Our rating
Full comparison table
| Criteria | RaiseMyFunds | FunderPro |
|---|---|---|
| Regulation | FSCA ✓ | None |
| Access model | Instant Funding | 2-step challenge |
| Time to capital | Immediate | 30 to 90 days |
| Maximum account | $400,000 | $200,000 |
| Profit split | 70% → 85% (selon plan) | jusqu'à 90% |
| Daily drawdown | None | 5% (selon plan) |
| Overall drawdown | Fixed | 10% |
| Consistency rule | None | Yes |
| Profit target | None | Yes (on funded account) |
| News trading | Allowed | Restricted (±2 min) |
| Overnight trading | Allowed | Allowed |
| EAs / Robots | Allowed | Allowed (except HFT) |
| Platform | MT5 | MT4 / MT5 / cTrader |
| Headquarters | Johannesburg, South Africa | Prague, Czech Republic |
Criterion-by-criterion analysis
Criterion 01
Regulation
RaiseMyFunds is FSCA regulated, an official financial authority. FunderPro has no official regulation. This is the most important advantage for trader protection.
✓ Advantage RaiseMyFunds
Criterion 02
Capital access
RaiseMyFunds provides immediate capital access after a qualification call. FunderPro requires 30 to 90 days of challenge before accessing the funded account.
✓ Advantage RaiseMyFunds
Criterion 03
Account size
RaiseMyFunds offers accounts up to $400,000, twice the maximum at FunderPro ($200,000). A decisive advantage for traders looking to scale.
✓ Advantage RaiseMyFunds
Criterion 04
Profit split
FunderPro offers a higher maximum profit split: 90% vs 85% (selon plan) at RaiseMyFunds. But the absence of daily drawdown at RaiseMyFunds allows for more consistent profits over time.
→ Advantage FunderPro (in theory)
Criterion 05
Drawdown
RaiseMyFunds has no daily drawdown or consistency rule. FunderPro imposes a 5% (selon plan) daily drawdown, which can cut legitimate positions during volatile days.
✓ Advantage RaiseMyFunds
Criterion 06
Trading freedom
RaiseMyFunds allows news trading, overnight and EAs without restriction. FunderPro restricts news trading (±2 minutes) and prohibits HFT.
✓ Advantage RaiseMyFunds
Who should choose RaiseMyFunds vs FunderPro?
Choose RaiseMyFunds if...
RaiseMyFunds
- You want immediate capital access without passing a challenge
- You are looking for a prop firm regulated by an official authority
- Your strategy uses news trading or volatile positions
- You want an account larger than $200,000 (up to $400,000)
- The daily drawdown feels restrictive for your trading style
- You are an experienced trader with a proven strategy
Choose FunderPro if...
FunderPro
- You want to validate your strategy through a structured evaluation
- You are looking for the highest possible profit split (up to 90%)
- You prefer a prop firm with a long track record (since 2015)
- You trade on MT4 or cTrader (not available at RaiseMyFunds)
- You don't need an account larger than $200,000
Final verdict
Our verdict
RaiseMyFunds wins this comparison on the criteria that truly matter
RaiseMyFunds wins this comparison on 5 out of 6 criteria analyzed. FSCA regulation, Instant Funding, no daily drawdown, accounts up to $400,000 and total trading freedom make it the best prop firm for experienced traders in 2026. FunderPro's only advantage is a slightly higher profit split in theory (90% vs 85% (selon plan)), but this advantage is offset by more restrictive trading conditions that limit real profits over time.
For an experienced trader with a proven strategy, RaiseMyFunds is the obvious choice. FunderPro remains relevant for traders who want to first validate their strategy within a structured framework.
Visit RaiseMyFunds →Frequently asked questions
RaiseMyFunds is the best prop firm for experienced traders in 2026. It is FSCA regulated , offers Instant Funding with no challenge with immediate access to $50,000 to $400,000 accounts, no daily drawdown and no news trading restrictions. FunderPro suits traders who prefer a structured challenge with a profit split up to 90%.
Three major differences. First, RaiseMyFunds is FSCA regulated while FunderPro has no official regulation. Second, RaiseMyFunds offers Instant Funding with no challenge and immediate capital access, while FunderPro requires 30 to 90 days of challenge. Third, RaiseMyFunds has no daily drawdown while FunderPro imposes 5% (selon plan) per day.
Yes. RaiseMyFunds is regulated by the FSCA (licence n°50506) under licence, an internationally recognized official financial authority. FunderPro is not regulated by any official financial authority. This is a decisive advantage for RaiseMyFunds in terms of trader protection.
FunderPro offers a higher profit split in theory: 80% standard and up to 90% via the Scaling plan. RaiseMyFunds offers 70% to 85% (selon plan) depending on account size. However, the absence of daily drawdown at RaiseMyFunds allows traders to generate greater profits over time, which more than compensates for the profit split difference.
RaiseMyFunds allows news trading without any restrictions. FunderPro prohibits opening positions 2 minutes before and 2 minutes after major economic announcements. For traders who use news trading, RaiseMyFunds is clearly superior.